Atmos Rewards Summit Visa Infinite Credit Card
The Atmos Rewards Summit Visa Infinite is the premium card in the Atmos lineup, launched alongside the program in late 2025. It is the only Atmos card that contributes meaningfully to elite status from spend alone — 10,000 status points each anniversary plus 1 status point for every $2 spent, with no cap. For status chasers and high-spend members, it is the most efficient single credit card path to Atmos elite tiers.
Welcome offer
100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases within the first 90 days. Plus a 50% flight discount code for a qualifying future flight after opening the account.
Earning rates
- 3 points per $1 on eligible Alaska and Hawaiian Airlines purchases
- 3 points per $1 on eligible dining
- 3 points per $1 on foreign purchases
- 1 point per $1 on all other purchases
- +10% rewards bonus on all points earned with an eligible Bank of America account
Status math: how much status this card earns at common spend levels
| Annual spend | From spend | Anniversary boost | Total status points | % of Atmos Gold (40K) |
|---|---|---|---|---|
| $5,000 | 2,500 | 10,000 | 12,500 | 31% |
| $10,000 | 5,000 | 10,000 | 15,000 | 38% |
| $25,000 | 12,500 | 10,000 | 22,500 | 56% |
| $50,000 | 25,000 | 10,000 | 35,000 | 88% |
| $100,000 | 50,000 | 10,000 | 60,000 | 100% |
Earning rate: 1 SP per $2, no spending cap.
Who this card is for
Travelers who want to use credit card spend to accelerate (or maintain) Atmos elite status, frequent Alaska/Hawaiian/oneworld international flyers, and members who value premium hotel transfer partnerships.
Signature perks
- Hotel point transfers: Marriott Bonvoy 1:1, Wyndham Rewards 1:1, IHG One Rewards 1:1, I Prefer 1:2, Shangri-La Circle 8:1
- Point-sharing with up to 10 other Atmos Rewards members, no fee
- 3x on rent paid through Bilt up to $50,000 per calendar year
- 50% flight discount code on a qualifying future flight after account opening
- Priority Pass airport lounge access
- No foreign transaction fees
Drawbacks
- $395 annual fee is high relative to the Ascent
- Marginal earning rate (1 status point per $2) requires substantial spend to move the needle
- No domestic lounge access at Alaska Lounges (must purchase a separate Alaska Lounge+ membership)
Best for
Status earners and members who travel internationally on oneworld partners.