Atmos Rewards Credit Card · Mastercard World Elite

Hawaiian Airlines World Elite Mastercard

The Hawaiian Airlines World Elite Mastercard from Bank of Hawaii continues unchanged through the Atmos Rewards transition — same name, same benefits, but earnings now flow into Atmos Rewards points and status. It earns 1 status point for every $3 spent (uncapped), plus a strong free-bag and companion-discount package skewed toward Hawaii travel.

Annual fee
$99
Status earning
1 status point for every $3 spent (no cap)
Anniversary status bonus
None
Status cap
No cap

Welcome offer

Welcome offer varies — check the issuer for the current public offer. Promotional bonuses for Hawaiʻi-resident cardmembers in 2026 include 50% bonus Atmos Rewards points on all purchases (up to 5,000 bonus points).

Earning rates

  • 3 points per $1 on eligible Hawaiian and Alaska Airlines purchases
  • 2 points per $1 on eligible gas, dining, and grocery store purchases
  • 1 point per $1 on all other purchases

Status math: how much status this card earns at common spend levels

Annual spendFrom spendAnniversary boostTotal status points% of Atmos Gold (40K)
$5,0001,66601,6664%
$10,0003,33303,3338%
$25,0008,33308,33321%
$50,00016,666016,66642%
$100,00033,333033,33383%

Earning rate: 1 SP per $3, no spending cap.

Who this card is for

Hawaii residents and frequent visitors, especially those who fly Hawaiian regularly and value the two free checked bags.

Signature perks

  • Two free checked bags on eligible Hawaiian/Alaska tickets purchased with the card (primary cardmember)
  • 50%-off companion discount for round-trip coach travel between Hawaii and North America
  • Free points sharing with up to 10 friends and family
  • No blackout dates on Hawaiian and Alaska redemptions

Drawbacks

  • Issued by Bank of Hawaii (separate from the Bank of America-issued Atmos cards) — application is via Bank of Hawaii branches or boh.com
  • No anniversary status point boost
  • Welcome offer is generally less aggressive than Bank of America's Atmos cards

Best for

Hawaii-based travelers who fly Hawaiian frequently and need the two-bag and companion-discount benefits.

Frequently asked questions

Does the Hawaiian World Elite Mastercard earn Atmos status points?
Yes. As of the Atmos Rewards launch, the Hawaiian Airlines World Elite Mastercard earns 1 status point for every $3 spent on qualifying purchases, with no cap.
Can I have both Atmos cards and the Hawaiian World Elite Mastercard?
Yes. They are issued by different banks (Bank of America for Atmos Summit/Ascent/Business, Bank of Hawaii for Hawaiian World Elite), so they can be held simultaneously.

Related on this site

← All Atmos credit cards