Hawaiian Airlines World Elite Mastercard
The Hawaiian Airlines World Elite Mastercard from Bank of Hawaii continues unchanged through the Atmos Rewards transition — same name, same benefits, but earnings now flow into Atmos Rewards points and status. It earns 1 status point for every $3 spent (uncapped), plus a strong free-bag and companion-discount package skewed toward Hawaii travel.
Welcome offer
Welcome offer varies — check the issuer for the current public offer. Promotional bonuses for Hawaiʻi-resident cardmembers in 2026 include 50% bonus Atmos Rewards points on all purchases (up to 5,000 bonus points).
Earning rates
- 3 points per $1 on eligible Hawaiian and Alaska Airlines purchases
- 2 points per $1 on eligible gas, dining, and grocery store purchases
- 1 point per $1 on all other purchases
Status math: how much status this card earns at common spend levels
| Annual spend | From spend | Anniversary boost | Total status points | % of Atmos Gold (40K) |
|---|---|---|---|---|
| $5,000 | 1,666 | 0 | 1,666 | 4% |
| $10,000 | 3,333 | 0 | 3,333 | 8% |
| $25,000 | 8,333 | 0 | 8,333 | 21% |
| $50,000 | 16,666 | 0 | 16,666 | 42% |
| $100,000 | 33,333 | 0 | 33,333 | 83% |
Earning rate: 1 SP per $3, no spending cap.
Who this card is for
Hawaii residents and frequent visitors, especially those who fly Hawaiian regularly and value the two free checked bags.
Signature perks
- Two free checked bags on eligible Hawaiian/Alaska tickets purchased with the card (primary cardmember)
- 50%-off companion discount for round-trip coach travel between Hawaii and North America
- Free points sharing with up to 10 friends and family
- No blackout dates on Hawaiian and Alaska redemptions
Drawbacks
- Issued by Bank of Hawaii (separate from the Bank of America-issued Atmos cards) — application is via Bank of Hawaii branches or boh.com
- No anniversary status point boost
- Welcome offer is generally less aggressive than Bank of America's Atmos cards
Best for
Hawaii-based travelers who fly Hawaiian frequently and need the two-bag and companion-discount benefits.