Atmos Rewards Credit Card · Visa Signature

Atmos Rewards Ascent Visa Signature Credit Card

The Atmos Rewards Ascent Visa Signature (formerly the Alaska Airlines Visa Signature) is the workhorse of the Atmos card lineup. At a $95 annual fee, it carries the famous $99 Companion Fare and now earns 1 status point for every $3 spent — uncapped as of January 1, 2026. The Companion Fare alone usually pays back the annual fee. For most Atmos members who fly a few times a year, this is the right card.

Annual fee
$95
Status earning
1 status point for every $3 spent (no cap, as of January 1, 2026)
Anniversary status bonus
None
Status cap
No cap

Welcome offer

80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 on purchases within the first 120 days. Plus a 50% flight discount code for a qualifying future flight after opening the account.

Earning rates

  • 3 points per $1 on eligible Alaska and Hawaiian Airlines purchases
  • 2 points per $1 on eligible gas, EV charging, cable/streaming, and local transit (including ride-hailing)
  • 1 point per $1 on all other purchases

Status math: how much status this card earns at common spend levels

Annual spendFrom spendAnniversary boostTotal status points% of Atmos Gold (40K)
$5,0001,66601,6664%
$10,0003,33303,3338%
$25,0008,33308,33321%
$50,00016,666016,66642%
$100,00033,333033,33383%

Earning rate: 1 SP per $3, no spending cap.

Who this card is for

Casual to moderate Alaska/Hawaiian flyers, Companion Fare users, and members who want some status contribution from spend without the Summit card's $395 annual fee.

Signature perks

  • Annual $99 Companion Fare on Alaska Airlines (taxes/fees from $23)
  • First checked bag free for the cardholder and up to 6 companions on the same reservation
  • 3x on rent paid through Bilt up to $50,000 per calendar year
  • No foreign transaction fees

Drawbacks

  • Status earning is meaningfully lower than Summit (1 SP per $3 vs 1 SP per $2)
  • No anniversary status point boost
  • Companion Fare requires the partner to pay taxes/fees ($23 minimum) — not truly free

Best for

Casual Alaska flyers who use the Companion Fare and want a low-fee everyday card.

Frequently asked questions

How many status points does the Atmos Ascent card earn?
1 status point for every $3 spent, with no cap. The 30,000-point cap that applied in 2025 was lifted on January 1, 2026.
Is the Ascent card worth $95 a year?
Yes for most Alaska flyers. The $99 Companion Fare alone typically saves $100–$300+ depending on the route, easily paying back the fee. Free first checked bag is a bonus.
What is the Atmos Ascent's welcome bonus?
80,000 bonus points and a $99 Companion Fare after spending $4,000 in the first 120 days, plus a 50% flight discount code on a qualifying future flight.

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